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What is life insurance?
Life insurance is a financial tool that protects your family’s future. If something happens to you, your policy will give your family the money they need to stay in their home and keep food on the table. You can choose a term policy that covers you for a particular length, seeing you through your major financial responsibilities – until the kids go to college or until the mortgage is paid off, for example.
Who needs life insurance?
If you have people who depend on your financial contributions, you need life insurance. This is especially true if you’re a parent. Whether you work or stay at home to care for the kids, you’re making valuable contributions to your household. Those contributions should be insured. If anything happened to you, how would your family cope financially? Would they struggle to pay bills and put food on the table? Would your spouse have to quit work to take care of the kids? Life insurance provides your loved ones with the resources they need to maintain their standard of living.